Rates in the Philippines

See how the peso is moving against the dollar, compare savings interest rates across banks, and find the best time deposit or digital bank rates — updated regularly so you can make informed decisions faster.

Interest rates on Philippine savings accounts vary dramatically — the gap between the lowest and highest rates can be more than 10x. A traditional bank might offer 0.25% per year while a digital bank offers 3% or more on the same deposit. For savers, this difference compounds over time and directly affects how fast your money grows.

The rate pages below gather current rates from Philippine banks and the BSP so you can compare options side by side. Whether you are choosing where to park an emergency fund, comparing time deposit terms, or tracking the peso-dollar exchange rate, these pages help you find the numbers without visiting each bank individually.

Choose a Rate Type

Exchange Rates

Track exchange rate pages such as USD to PHP and other currency conversions. Useful if you want to monitor movement, estimate value, or compare recent rate changes.

Savings Rates

Compare savings account interest rate categories and explore options for keeping funds accessible while earning interest.

Time Deposit Rates

Review fixed-term deposit rate categories if you want to compare returns for money you can set aside for a locked period.

Digital Bank Rates

Explore rates commonly associated with digital banks and app-based savings options. Useful if you want to compare newer savings products against more traditional options.

Frequently Asked Questions

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