Financial Calculators Philippines
Estimate car and home loan payments, see how much tax and SSS eat into your salary, or plan how fast your savings can grow — all with free calculators built for Philippine rates and rules.
Financial decisions in the Philippines come with specific rules and brackets — from TRAIN law tax tables and SSS contribution schedules to bank-specific interest rates. Generic online calculators often miss these details. The tools below are built with Philippine rates, formulas, and thresholds so you get estimates that actually match your payslip, loan quote, or bank statement.
Use these calculators to compare scenarios before committing. Test different loan terms, check how a salary increase changes your take-home pay, or see how much faster you can reach a savings goal with a higher interest rate. Every calculator shows you the math so you can verify the results.
Borrowing Money
Car Loan Calculator
Estimate monthly payment, total interest, and total borrowing cost for a car loan based on vehicle price, down payment, loan term, and interest rate.
Home Loan Calculator
Estimate monthly home loan payments, total interest, and total loan cost based on property price, down payment, repayment term, and interest rate.
Personal Loan Calculator
Estimate monthly personal loan payments, total interest, and total repayment based on loan amount, repayment term, and annual interest rate.
Salary and Deductions
Estimate withholding tax, SSS, PhilHealth, and Pag-IBIG deductions so you know exactly how much reaches your bank account each payday.
Withholding Tax Calculator
Estimate withholding tax based on salary and pay frequency using the current tax framework in the Philippines.
SSS Contribution Calculator
Estimate SSS contributions based on salary or monthly compensation and see how contribution levels change across income ranges.
Take-Home Pay Calculator
Estimate net pay after common deductions so you can see what may actually reach your bank account or payslip.
13th Month Pay Calculator
Estimate your 13th month pay based on monthly basic salary and months worked, with full-year and prorated scenarios.
Saving and Planning
Emergency Fund Calculator
Estimate a target emergency fund amount based on your monthly expenses and preferred safety buffer.
Time Deposit Calculator
Estimate returns from a time deposit based on amount, term, and interest rate assumptions.
Savings Goal Calculator
Estimate how much you may need to save regularly to reach a target amount within a chosen time frame.