PhilHealth Contribution Table Philippines 2026
Monthly PhilHealth premium for regular employees, with the employee and employer share.
Under Circular No. 2020-0005 (Revision 1), restated for 2026 in PhilHealth Advisory No. 2026-0042. Figures are for regular employed members; other members are covered below.
Who Pays PhilHealth Contributions?
| Member | Who pays |
|---|---|
| Regular employees | Employee and employer, shared 50/50The table below applies. |
| Self-paying members | The member pays the whole premiumBased on monthly income. |
| Kasambahays | Household employer pays all if pay is below ₱5,000 a monthFrom ₱5,000, the kasambahay pays a share. |
| Qualified PWDs | If employed: employer and National Government, 50/50Needs verification. |
| Qualified solo parents | If employed: employer and National Government, 50/50Needs verification. |
PWD and solo-parent status can apply on top of any row above. It changes who pays only once you are verified and your employer submits the requirements. Details are under special rules.
PhilHealth Contribution Table by Monthly Salary
For regular employed members, at 5.0% of monthly basic salary.
| Basic salary | Total | Employee | Employer |
|---|---|---|---|
| ₱10,000 and below | ₱500.00 | ₱250.00 | ₱250.00 |
| ₱15,000 | ₱750.00 | ₱375.00 | ₱375.00 |
| ₱20,000 | ₱1,000.00 | ₱500.00 | ₱500.00 |
| ₱25,000 | ₱1,250.00 | ₱625.00 | ₱625.00 |
| ₱30,000 | ₱1,500.00 | ₱750.00 | ₱750.00 |
| ₱35,000 | ₱1,750.00 | ₱875.00 | ₱875.00 |
| ₱50,000 | ₱2,500.00 | ₱1,250.00 | ₱1,250.00 |
| ₱75,000 | ₱3,750.00 | ₱1,875.00 | ₱1,875.00 |
| ₱100,000 and above | ₱5,000.00 | ₱2,500.00 | ₱2,500.00 |
The employee share is based on your monthly basic salary — your fixed basic rate. Sales commissions, overtime pay, allowances, 13th month pay, bonuses and other gratuity payments are not included, and deductions for lates, absences or unpaid leave are excluded too (Circular No. 2020-0005 Rev. 1, Sec. IV.F). So your premium is not simply 5% of everything on your payslip.
How Much Will You Pay?
Your payslip shows only the employee share.
Salary below the floor
- Monthly Salary
- ₱8,000.00
- Basis Used
- ₱10,000.00
- Employee Share
- ₱250.00
- Employer Share
- ₱250.00
- Total Premium
- ₱500.00
Uses the minimum basis
Salary within the range
- Monthly Salary
- ₱35,000.00
- Basis Used
- ₱35,000.00
- Employee Share
- ₱875.00
- Employer Share
- ₱875.00
- Total Premium
- ₱1,750.00
Premium = 5% of salary
Salary at or above the ceiling
- Monthly Salary
- ₱120,000.00
- Basis Used
- ₱100,000.00
- Employee Share
- ₱2,500.00
- Employer Share
- ₱2,500.00
- Total Premium
- ₱5,000.00
Uses the maximum basis
Payroll may differ slightly because of timing, rounding or newer PhilHealth guidance. Confirm with your employer’s payroll.
Special PhilHealth Contribution Rules
Self-paying membersFor members with no employer, such as the self-employed, professionals and land-based OFWs.
Self-earning individuals, professional practitioners, land-based OFWs and other direct contributors with no employer pay the whole premium themselves, based on their monthly income (Sec. V.E). This does not apply to members who are validated as PWDs or solo parents: their premium is paid by the National Government (see below).
KasambahaysWho pays depends on the kasambahay's monthly pay.
The household employer pays the entire premium if the kasambahay earns below ₱5,000 a month. At ₱5,000 or above, the kasambahay pays a proportionate share (Sec. V.G, citing R.A. 10361); Sec. V.B also lists household help among employed members whose premium is shared equally with the employer.
Persons with disability (PWDs)Government-funded share applies only after PWD registry verification and employer submission of documents.
The National Government pays the premium of PWDs. For employed PWDs, the premium is shared equally by the employer and the National Government, and the government half is non-collectible from the member (Circular No. 2020-0005 Sec. V.H; Circular No. 2026-0017 Sec. V.H). This applies only once the PWD is verified in the PWD registry and the employer submits the required documents. Circular No. 2026-0017 was published in Malaya Business Insight on October 9, 2026 and takes effect on publication, but system-dependent parts depend on later PhilHealth advisories, so check with your employer's payroll before assuming it is already applied.
Solo parentsGovernment-funded share applies only with a valid Solo Parent ID, verification and employer submission of documents.
Qualified solo parents are covered by the National Government. For solo parents in the formal economy, the premium is shared equally by the employer and the National Government; the employer share is remitted under the usual schedule and the government share is shown as non-collectible from the solo parent (Circular No. 2026-0015 Sec. V.F). It requires a valid Solo Parent ID, verification, and the employer's submission of the required documents, and is subject to PhilHealth's system and operational guidelines. Circular No. 2026-0015 was published in Manila Standard on September 26, 2026.
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Source & freshness
Official documents: Circular No. 2020-0005 (Rev. 1) — premium schedule · Advisory No. 2026-0042 — 5.0% restated for 2026 · Circular No. 2026-0015 — solo parents · Circular No. 2026-0017 — persons with disability
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